How My Southwest Rapid Rewards Plus Credit Card Is Revolutionizing Our Family Travel
For years, my husband’s frequent work travel and our family’s reliance on Southwest Airlines made getting a Southwest Rapid Rewards Plus credit card a no-brainer. Yet, it took me nine years to finally make the leap. Here’s why I decided to pull the trigger and how this card is already transforming our travel experience.
1. Unlocking Value with My Husband’s New Job
When my husband started his new job in August 2024, his travel schedule exploded. Flying across the country every few months for work meant we needed a way to maximize those trips. The Southwest Rapid Rewards Plus card allows us to earn points on his work flights, which we can then use for family vacations. It’s a win-win—his job reimburses him for the flights, and we get to bank the rewards for our next adventure together. With five mouths to feed and a love for exploring, every point counts.
2. A Welcome Bonus Worth Two Round-Trip Flights
One of the biggest draws was the sign-up bonus. When I opened the card, we were eligible for a massive points bonus—enough for two round-trip tickets to New York after taxes and fees. For a family of five, that’s a huge perk. We’re already dreaming of where those points will take us next, whether it’s a quick getaway to visit family or a vacation we’ve been putting off.
3. Upgraded Boarding Perks for a Smoother Family Travel Experience
Southwest’s boarding process can be chaotic, especially with young kids in tow. We usually board with families, hoping for the best seats together. But with the Rapid Rewards Plus card, we get first-boarding privileges for a year. That means we can snag our favorite spots without the stress. Plus, Southwest is phasing out open seating, and this card ensures we’re ahead of the curve. It’s a small perk, but it makes a big difference when traveling with little ones.
4. Simplified Expense Tracking for Work and Play
My husband plans to use this card solely for work expenses, making it easier to track and categorize business-related spending. Since he travels frequently for his job, having all those expenses in one place makes expense reports a breeze. And let’s not forget the points we’ll earn on those work trips, which we can put toward family travel. It’s a practical solution for balancing work and play.
5. An Annual Fee Worth Every Penny
I’ll admit, I’m not a fan of annual fees. But this one is worth it. The benefits—points, boarding perks, and checked bags—far outweigh the cost. Of course, this card isn’t for everyone. If you struggle with credit card debt or impulse spending, it’s not worth the risk. But if you’re disciplined about paying off your balance and want to maximize your rewards, this card is a smart choice. For us, it’s already paying dividends.
Final Thoughts: Finding the Right Credit Card for You
While this card has been a game-changer for our family, the key is finding a card that aligns with your spending habits and goals. Whether it’s travel rewards, cash back, or building credit, there’s a card out there for you. Do your research, read the fine print, and don’t be afraid to ask questions. With a little effort, you can turn everyday purchases into meaningful rewards that enhance your life. And if you’re as obsessed with Southwest as we are, this card is definitely worth considering.
About the Author: Cheryl Lock
Cheryl Lock is a personal finance writer and expert, contributing to major publications like The New York Times and The Washington Post. Her mission is to help families and individuals manage their finances and make the most of their money. A Denver-based mom of three, Cheryl knows firsthand the challenges of balancing family life with financial goals. Follow her on Instagram at @what_cheryl_writes for more tips and insights.
